8-K current report · filed Apr 22, 2026

AMERISAFE INC (AMSF) 8-K Current Report: April 22, 2026

Item 2.02Item EX-99.1AMSF overview

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AMERISAFE INC (AMSF) filed an 8-K current report with the SEC on April 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results for quarter ended March 31, 2026.

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Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 results for quarter ended March 31, 2026
  • Press release contains financial results and operating details in Exhibit 99.1
  • Filing provides no financial figures; investors should review Exhibit 99.1 for performance metrics

Item EX-99.1 · Exhibit EX-99.1

  • Q1 net premiums earned rose 9.0% to $75.1M, with voluntary premiums on policies written up 8.2% from new business and retention
  • Underwriting profit fell 31.5% to $5.1M as net loss ratio increased to 61.9% and policyholder dividends rose 93.8%
  • Net income declined 9.0% to $8.1M, while operating EPS fell 16.7% to $0.50 despite $1.7M of unrealized equity losses
  • Net combined ratio deteriorated to 93.2% from 89.1%, signaling weaker underwriting profitability despite a lower expense ratio of 29.7%
  • $4.0M share repurchases and a $0.41 quarterly dividend support capital returns, with $12.9M remaining under authorization

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