10-Q quarterly report · filed Oct 23, 2025

WEST BANCORPORATION INC (WTBA) Q3 2025 10-Q Quarterly Report

Short answer

WEST BANCORPORATION INC (WTBA) filed its Q3 2025 10-Q quarterly report on Oct 23, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $49M (up 0.6% year over year) with net income of $9M.

Q3 2025 key financials · XBRL

Revenue
$49M
+0.6% YoY · +2.0% QoQ
Net income
$9M
+56.5% YoY · +16.7% QoQ
EPS (diluted)
$0.55
+57.1% YoY · +17.0% QoQ

Source: XBRL data from the WEST BANCORPORATION INC (WTBA) Q3 2025 10-Q on SEC EDGAR. USD.

WEST BANCORPORATION INC Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $9.314M, up 56.49% YoY from $5.952M
  • Net interest margin 2.36% vs 1.91%; efficiency ratio 54.06% vs 63.28%
  • Securities purchased under agreements to resell generated $1.258M interest income
  • Loans $3.009B, up $4.028M or 0.1%; nonperforming loans 0.00%
  • Quarterly dividend $0.25 per common share; headwinds include declining rates, pricing pressure, liquidity risk and economic uncertainty

Risk Factors

  • No material changes to risk factors disclosed in the Form 10-K filed February 20, 2025
  • Regulatory risk carried forward from the 10-K, with no new quarterly developments disclosed
  • Operational and competitive risks unchanged from the 10-K
  • Financial risks, including liquidity and funding exposure, unchanged from the 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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