Short answer
Waterstone Financial, Inc. (WSBF) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $30M (up 3.1% year over year) with net income of $8M.
Q2 2026 key financials · XBRL
- Revenue
- $30M
- +3.1% YoY · +2.0% QoQ
- Net income
- $8M
- +9.5% YoY · +41.1% QoQ
- EPS (diluted)
- $0.50
- +19.0% YoY · +47.1% QoQ
Source: XBRL data from the Waterstone Financial, Inc. (WSBF) Q2 2026 10-Q on SEC EDGAR. USD.
Waterstone Financial, Inc. Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly net income $8.462M vs $7.727M YoY; EPS $0.49 vs $0.43
- Net interest margin 3.03% vs 2.60%; net interest income $16.0M vs $13.7M
- Community banking best performer: net income $7.3M vs $6.2M; mortgage banking $1.2M vs $1.5M
- Mortgage originations $614.7M vs $589.0M; gross margin decreased 6.2%
- Credit-loss provision $236K vs negative $9K; commercial real estate factors increased
Risk Factors
- Mortgage banking margins weakened from lower secondary-market investor sales margins during quarter ended June 30, 2026
- Continued margin pressure threatens mortgage banking and consolidated profitability
- Interest-rate volatility could reduce residential mortgage demand from consumers and investors
- No separate liquidity, debt-maturity, currency, or concentration risk disclosed in provided section
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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