10-Q quarterly report · filed Nov 7, 2025

Western New England Bancorp, Inc. (WNEB) Q3 2025 10-Q Quarterly Report

Short answer

Western New England Bancorp, Inc. (WNEB) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $30M (up 7.9% year over year) with net income of $3M.

Q3 2025 key financials · XBRL

Revenue
$30M
+7.9% YoY · +1.4% QoQ
Net income
$3M
+66.3% YoY · −31.0% QoQ
EPS (diluted)
$0.16
+77.8% YoY · −30.4% QoQ

Source: XBRL data from the Western New England Bancorp, Inc. (WNEB) Q3 2025 10-Q on SEC EDGAR. USD.

Western New England Bancorp, Inc. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $3.2M vs $1.9M YoY; diluted EPS $0.16 vs $0.09
  • Net interest income $18.1M, up 22.8% from $14.7M YoY
  • Credit-loss provision $1.3M vs $941,000 YoY, up 37.4%
  • Residential real estate loans best performer, up $52.3M or 6.7%; consumer loans worst, down $1.2M or 26.5%
  • Cash and equivalents $82.9M, up $16.5M or 24.8% since December 31, 2024; CRE deterioration and higher vacancies flagged as headwinds

Risk Factors

  • No material changes in operational risk factors since December 31, 2024
  • Carried-forward risks remain governed by the 2024 Annual Report
  • No new regulatory, legal, compliance, operational, competitive, or financial risk identified this quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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