10-Q quarterly report · filed Oct 29, 2025

Verisk Analytics (VRSK) Q3 2025 10-Q Quarterly Report

Short answer

Verisk Analytics (VRSK) filed its Q3 2025 10-Q quarterly report on Oct 29, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $768M (up 5.9% year over year) with net income of $226M.

Q3 2025 key financials · XBRL

Revenue
$768M
+5.9% YoY · −0.6% QoQ
Net income
$226M
+2.5% YoY · −11.0% QoQ
Operating margin
45.0%
EPS (diluted)
$1.61
+3.9% YoY · −10.6% QoQ

Source: XBRL data from the Verisk Analytics (VRSK) Q3 2025 10-Q on SEC EDGAR. USD.

Verisk Analytics Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $768.3M for Q3 2025, up 5.9% YoY from $725.3M; Nine months revenue $2,293.9M, up 6.9% YoY from $2,146.1M
  • EBITDA margin 55.5% Q3 2025 vs 54.3% Q3 2024; Net income margin 29.4% Q3 2025 vs 30.3% Q3 2024
  • Best segment: Underwriting revenue up 6.9% Q3, $542.1M vs $506.9M YoY; Worst: Claims growth slower at 3.6% Q3, $226.2M vs $218.4M YoY
  • Cash and equivalents $2.11B at Sept 30, 2025 vs $292.5M Dec 31, 2024; Operating cash flow up 36.2% Q3 to $403.5M; Capital expenditures $67.4M Q3
  • Management raised revolving credit facility to $1.25B with maturity to 2030; Increased debt to $4.75B including new term loan for acquisition financing

Risk Factors

  • No new or updated risk factors since 10-K dated February 26, 2025
  • Data security and cyber risks remain significant operational threats impacting client trust and service continuity
  • Compliance with evolving data privacy regulations in multiple jurisdictions remains a material regulatory risk
  • Competitive pressures from emerging analytics technologies continue to affect near-term market share
  • Currency fluctuations and dependency on major markets remain key financial risks to revenue stability

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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