Short answer
Velocity Financial, Inc. (VEL) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026.
Q1 2026 key financials · XBRL
- Net income
- $22M
- +18.4% YoY
- EPS (diluted)
- $0.57
- +11.8% YoY
Source: XBRL data from the Velocity Financial, Inc. (VEL) Q1 2026 10-Q on SEC EDGAR. USD.
Velocity Financial, Inc. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Pre-tax income $30.9M vs $26.9M YoY; net income $22.4M vs $18.9M
- Portfolio-related net interest margin 3.56% vs 3.35% YoY
- Loan portfolio $6.8B vs $5.4B YoY; annualized portfolio yield 9.23%
- Originations $639.4M vs $640.4M YoY; investor held-for-investment loans $637.1M
- $500.0M 9.375% Senior Notes issued; $215.0M secured debt repaid; $545.1M securitized
- Headwinds: tariffs, geopolitical conflicts, government shutdown, real estate stress, corporate debt markets, unstable labor conditions
Risk Factors
- No Risk Factors section provided; changes from the most recent 10-K cannot be assessed
- Regulatory disclosure: four executives adopted Rule 10b5-1 trading arrangements during March 2026
- Potential insider-share supply: arrangements cover up to 79,980 common shares through June 30, 2027
- Equity dilution: 228,371 shares surrendered for tax withholding at $19.87 per share in January 2026
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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