VAC MARRIOTT VACATIONS WORLDWIDE Corp

Q3 2025 10-Q
Filed: Nov 6, 2025Period ending Sep 30, 2025
Real Estate
Real Estate Agents & Managers (For Others)SEC EDGAR

MARRIOTT VACATIONS WORLDWIDE Corp (VAC) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 6, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Risk Factors

  • New risk: $100M non-recurring cash costs in 2025-2026 from modernization and automation initiatives launched Q4 2024
  • Most materially updated risk: Increased sales reserve by 120 basis points due to higher delinquency and default rates, delaying reserve reduction expectations
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Quarterly Financial Summary
XBRL

Revenue

$1.2B

-3.7% YoY +1.5% QoQ

Net Income

-$2M

-102.4% YoY -102.9% QoQ

Net Margin

-0.2%

-707bp YoY -614bp QoQ

ROE

-0.1%

Total Assets

$10.1B

EPS (Diluted)

$0.04

-98.1% YoY -97.7% QoQ

Operating Cash Flow

$62M

-13.9% YoY +229.2% QoQ

Source: XBRL data from MARRIOTT VACATIONS WORLDWIDE Corp Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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