UNION BANKSHARES INC (UNB) Q3 2025 10-Q Quarterly Report
UNION BANKSHARES INC (UNB) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 10, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
UNION BANKSHARES INC Q3 2025 10-Q Analysis
Risk Factors
- • New risk: Increased FDIC assessment driven by higher assessment rates and asset growth, raising expense by $324K YTD, impacting operational costs
- • Updated credit risk: Nonperforming assets increased to 0.86% of total assets at 9/30/25 vs 0.13% a year ago, reflecting asset quality deterioration
UNION BANKSHARES INC Q3 2025 Quarterly FinancialsXBRL
Revenue
$19M
▲ +11.7% YoY▲ +2.6% QoQ
Net Income
$3M
▲ +159.5% YoY▲ +43.5% QoQ
Net Margin
17.9%
▲ +1019bp YoY▲ +510bp QoQ
ROE
4.4%
Total Assets
$1.6B
EPS (Diluted)
$0.75
▲ +158.6% YoY▲ +44.2% QoQ
Operating Cash Flow
$10M
▲ +657.9% YoY▲ +3271.2% QoQ
Source: XBRL data from UNION BANKSHARES INC Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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