UMH PROPERTIES, INC. (UMH) FY2025 10-K Annual Report

Filed: Feb 25, 2026
Financials
Real Estate Investment TrustsSEC EDGAR

UMH PROPERTIES, INC. (UMH) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 25, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

UMH PROPERTIES, INC. FY2025 10-K Analysis

Business Overview

  • Core business: Ownership and operation of 145 manufactured home communities leasing homesites and homes to residents across 12 states
  • New segment: Formation of UMH OZ Fund in 2022 for acquiring and redeveloping communities in Qualified Opportunity Zones, owns 2 communities
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Management Discussion & Analysis

  • Revenue Rental and Related Income up 10% YoY with Community NOI up 9% driven by rent increases and growth in sales business
  • Profitability Same Property NOI up 9%, Same Property expense ratio improved to 39.3% from 39.7%, Same Property occupancy up 80 bps to 88.3%
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Risk Factors

  • Legal risk: One-time legal and professional fees of $724,000 included in 2025 community operating expenses
  • Macroeconomic threat: Interest expense increased 9% to $29.7 million in 2025 due to Series B Bonds issuance and refinancing at higher rates
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UMH PROPERTIES, INC. FY2025 Key Financial Metrics
XBRL

Revenue

$262M

+8.8% YoY

Net Income

$6M

+141.3% YoY

Net Margin

2.3%

+125bp YoY

ROE

0.7%

+39bp YoY

Total Assets

$1.7B

+8.7% YoY

EPS (Diluted)

$0.07

+133.3% YoY

Operating Cash Flow

$82M

+0.5% YoY

Source: XBRL data from UMH PROPERTIES, INC. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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