10-Q quarterly report · filed May 8, 2026

TRUSTCO BANK CORP N Y (TRST) Q1 2026 10-Q Quarterly Report

Short answer

TRUSTCO BANK CORP N Y (TRST) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $66M (up 5.4% year over year) with net income of $16M.

Q1 2026 key financials · XBRL

Revenue
$66M
+5.4% YoY
Net income
$16M
+14.1% YoY
EPS (diluted)
$0.91
+21.3% YoY

Source: XBRL data from the TRUSTCO BANK CORP N Y (TRST) Q1 2026 10-Q on SEC EDGAR. USD.

TRUSTCO BANK CORP N Y Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $16.3M vs $14.3M YoY; diluted EPS $0.91 vs $0.75
  • Net interest income $44.7M vs $40.4M; up $4.3M or 10.7% YoY
  • Net interest margin 2.84% vs 2.64% YoY; net interest spread 2.44%, up 23 basis points
  • Best-performing line: average loans $5.27B, up $158.9M; yield 4.38%, up 19 basis points
  • Outlook: economic uncertainty, tariff changes, Middle East tensions, higher oil prices and labor-market volatility pose headwinds

Risk Factors

  • No Risk Factors section provided in the submitted excerpt
  • No newly added risk factor or stated change from the 10-K identifiable
  • Share-repurchase execution risk: 522,226 shares repurchased for $23.3 million
  • Capital-allocation risk: 1,477,774 shares remained available under the program at March 31, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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