TRUSTCO BANK CORP N Y (TRST) FY2025 10-K Annual Report

Filed: Mar 16, 2026
Financials
State Commercial BanksSEC EDGAR

TRUSTCO BANK CORP N Y (TRST) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Mar 16, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

TRUSTCO BANK CORP N Y FY2025 10-K Analysis

Business Overview

  • Core business model: Community bank providing retail and commercial banking services
  • New share repurchase program authorized for up to 2,000,000 shares (~11% outstanding), expiring Dec 31, 2026
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Management Discussion & Analysis

  • No MD&A financial details disclosed in this filing; refers to 2025 Annual Report pages 6-33 for discussion
  • No revenue, profitability, segment, cash flow, or forward-looking data within provided text

Risk Factors

  • No specific regulatory or legal risk detailed in text
  • No geopolitical or macroeconomic threat detailed in text
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TRUSTCO BANK CORP N Y FY2025 Key Financial Metrics
XBRL

Revenue

$259M

+6.6% YoY

Net Income

$61M

+25.2% YoY

Net Margin

23.6%

+350bp YoY

ROE

8.9%

+168bp YoY

Total Assets

$6.4B

+3.2% YoY

EPS (Diluted)

$3.25

+26.5% YoY

Operating Cash Flow

$58M

-3.1% YoY

Source: XBRL data from TRUSTCO BANK CORP N Y FY2025 10-K filing on SEC EDGAR. All figures in USD.

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