Short answer
TRUSTCO BANK CORP N Y (TRST) filed its fiscal 2025 10-K annual report with the SEC on Mar 16, 2026. It reported revenue of $259M (+6.6% year over year) and net income of $61M.
- Top risk flagged: No specific regulatory or legal risk detailed in text
FY2025 key financial metrics · XBRL
- Revenue
- $259M
- +6.6% YoY
- Net income
- $61M
- +25.2% YoY
- EPS (diluted)
- $3.25
- +26.5% YoY
- ROE
- 8.9%
- +1.7 pp YoY
- Operating cash flow
- $58M
- −3.1% YoY
Source: XBRL data from the TRUSTCO BANK CORP N Y (TRST) FY2025 10-K on SEC EDGAR. USD.
TRUSTCO BANK CORP N Y FY2025 10-K analysis
AI summary of each section, grounded in the filing text
Business Overview
- Core business model: Community bank providing retail and commercial banking services
- New share repurchase program authorized for up to 2,000,000 shares (~11% outstanding), expiring Dec 31, 2026
- Completed prior repurchase program of 1,000,000 shares (~5% outstanding) by Dec 11, 2025
- Repurchased 533,088 shares in Q4 2025 at average price $39.89 totaling $21.3 million
- Aggressive capital return via stock buybacks indicating strong liquidity position in fiscal 2026 filing
Management Discussion & Analysis
- No MD&A financial details disclosed in this filing; refers to 2025 Annual Report pages 6-33 for discussion
- No revenue, profitability, segment, cash flow, or forward-looking data within provided text
Risk Factors
- No specific regulatory or legal risk detailed in text
- No geopolitical or macroeconomic threat detailed in text
- Cybersecurity operational risk managed by ISO with 20+ years experience, reporting to Risk Committee monthly
- No competitive or market disruption risk detailed in text
- No financial or structural risk detailed in text
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