Short answer
Synchrony Financial (SYF) filed its Q1 2026 10-Q quarterly report on Apr 23, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $5.6B (up 1.0% year over year) with net income of $805M.
Q1 2026 key financials · XBRL
- Revenue
- $5.6B
- +1.0% YoY
- Net income
- $805M
- +6.3% YoY
- EPS (diluted)
- $2.27
- +20.1% YoY
Source: XBRL data from the Synchrony Financial (SYF) Q1 2026 10-Q on SEC EDGAR. USD.
Synchrony Financial Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue not disclosed; net earnings $805M vs $757M YoY
- Net interest margin 15.50% vs 14.74%; return on equity 19.5% vs 18.4%
- Best platform Digital: purchase volume $13.499B vs $12.479B, up 8.2%
- Worst platform Home & Auto: interest and fees $1.379B vs $1.402B, down 1.6%
- $900M share repurchases and $104M dividends; 2026 net charge-off rate expected below 5.5%-6.0% target range
Risk Factors
- No material risk-factor changes from 2025 Form 10-K
- Carried-forward business risks remain unchanged from the 2025 Form 10-K
- Carried-forward regulatory risks remain unchanged from the 2025 Form 10-K
- Share-repurchase authorization increased to $6.5 billion without an expiration date beginning second quarter 2026
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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