STEL Stellar Bancorp, Inc.

Q3 2025 10-Q
Filed: Oct 24, 2025Period ending Sep 30, 2025
Financials
National Commercial BanksSEC EDGAR

Stellar Bancorp, Inc. (STEL) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 24, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Risk Factors

  • Newly added risk: disruptions from recent U.S. bank failures affecting economic and banking system stability
  • Most materially updated risk: increased provision for credit losses up $8.8 million YOY due to deteriorating loan portfolio quality
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Quarterly Financial Summary
XBRL

Revenue

$2M

Net Income

$26M

Net Margin

1661.5%

ROE

1.6%

Total Assets

$10.6B

Source: XBRL data from Stellar Bancorp, Inc. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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