Short answer
SECURITY NATIONAL FINANCIAL CORP (SNFCA) filed its Q3 2025 10-Q quarterly report on Nov 13, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $89M (up 1.2% year over year) with net income of $8M.
Q3 2025 key financials · XBRL
- Revenue
- $89M
- +1.2% YoY · −0.2% QoQ
- Net income
- $8M
- −33.9% YoY · +20.1% QoQ
- EPS (diluted)
- $0.31
- −36.7% YoY · +29.2% QoQ
Source: XBRL data from the SECURITY NATIONAL FINANCIAL CORP (SNFCA) Q3 2025 10-Q on SEC EDGAR. USD.
SECURITY NATIONAL FINANCIAL CORP Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly revenue $89.326M, up 1.2% YoY from $88.274M
- Benefits and expenses 88.6% of revenue vs 82.8% YoY, implying profitability pressure
- Best segment: insurance revenue $52.835M, up 4%; worst: mortgage revenue $29.684M, down 4%
- Operating cash flow $27.553M vs $34.894M YoY; warehouse covenant breach involved approximately $7.413M advances
- Mortgage headwinds from higher rates reducing refinance and purchase originations; management pursuing warehouse-line waivers and alternatives
Risk Factors
- No new or changed risk factors disclosed; smaller reporting company omitted Item 1A risk-factor information
- Tax legislation risk from OBBBA enactment on July 4, 2025
- Tax uncertainty from OBBBA effects on effective tax rate and cash tax position
- Capital-allocation risk from $1,000,000 Class A share-repurchase authorization
- Repurchase-program exposure through expiration on December 31, 2025
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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