Short answer
SHORE BANCSHARES INC (SHBI) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $5M (up 8.3% year over year) with net income of $14M.
Q3 2025 key financials · XBRL
- Revenue
- $5M
- +8.3% YoY · −10.1% QoQ
- Net income
- $14M
- +28.2% YoY · −7.5% QoQ
- EPS (diluted)
- $0.43
- +26.5% YoY · −8.5% QoQ
Source: XBRL data from the SHORE BANCSHARES INC (SHBI) Q3 2025 10-Q on SEC EDGAR. USD.
SHORE BANCSHARES INC Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Third-quarter revenue proxy: net interest income $48.7M, up 12.5% YoY from $43.3M
- Net income $14.3M, up 28.2% YoY; ROAA 0.95% vs 0.77%
- Net interest margin 3.42% vs 3.17%; efficiency ratio 61.00% vs 67.49%
- Best performer: commercial real estate interest income $38.1M vs $36.4M; weakest: credit cards $118K vs $170K
- ACL $59.6M; nonperforming assets 0.45% vs 0.27%, with marine loan write-off headwind and ongoing expense management expected
Risk Factors
- No risk-factors section provided in submitted text
- No newly added or updated risks identifiable
- No regulatory, legal, compliance, operational, competitive, market, or financial risks disclosed
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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