SFBC Sound Financial Bancorp, Inc.
FY2024 10-K
Sound Financial Bancorp, Inc. (SFBC) filed its fiscal year 2024 10-K annual report with the SEC on Mar 18, 2025. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2024 10-K
Business Overview
- • Core banking model focused on commercial real estate lending, constituting 348.5% of CBLR Capital as of Dec 31, 2024
- • Adoption of CECL credit loss model as of Jan 1, 2023, introducing forward-looking credit loss estimates affecting earnings volatility
Management Discussion & Analysis
- • No specific revenue or YoY change figures disclosed in MD&A
- • No profit margin or operating margin percentages detailed
Risk Factors
- • No specific regulatory or legal risk detailed in text provided
- • No geopolitical or macroeconomic threat detailed in text provided
Financial SummaryXBRL
Revenue
$57M
Net Income
$5M
Net Margin
8.1%
ROE
4.5%
Total Assets
$994M
EPS (Diluted)
$1.80
Operating Cash Flow
$3M
Source: XBRL data from Sound Financial Bancorp, Inc. FY2024 10-K filing on SEC EDGAR. All figures in USD.
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