Remitly Global, Inc. (RELY) FY2025 10-K Annual Report

Filed: Feb 18, 2026
Information Technology
Services-Business Services, NECSEC EDGAR

Remitly Global, Inc. (RELY) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 18, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Remitly Global, Inc. FY2025 10-K Analysis

Business Overview

  • Core business: Digital-first global cross-border money movement platform with 9.3M quarterly active users in 175+ countries
  • New products emphasized: Remitly Flex (send now, pay later), Remitly Wallet and Card, and Remitly One loyalty program to deepen customer engagement
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Management Discussion & Analysis

  • Revenue not explicitly stated, send volume $74.9B in 2025 vs. $54.6B in 2024, 37% YoY increase
  • No direct operating margin or profitability % disclosed in MD&A
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Risk Factors

  • Compliance risk under anti-corruption, sanctions, and anti-money laundering laws with potential penalties and enforcement actions impacting financials
  • Geopolitical and macroeconomic exposure in countries accounting for significant send volume facing rapid legal and enforcement changes
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Remitly Global, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$1.6B

+29.4% YoY

Net Income

$68M

+283.7% YoY

Operating Margin

4.7%

+783bp YoY

Net Margin

4.2%

+708bp YoY

ROE

7.8%

+1338bp YoY

Total Assets

$1.5B

+44.0% YoY

EPS (Diluted)

$0.31

+263.2% YoY

Operating Cash Flow

$325M

+67.2% YoY

Source: XBRL data from Remitly Global, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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