Short answer
PulteGroup (PHM) filed its fiscal 2025 10-K annual report with the SEC on Feb 4, 2026. It reported revenue of $17.3B (−3.5% year over year) and net income of $2.2B.
- Top risk flagged: Operational risk from IT failures or data breaches with quarterly CIO and CISO reports to Audit Committee
FY2025 key financial metrics · XBRL
- Revenue
- $17.3B
- −3.5% YoY
- Net income
- $2.2B
- −28.0% YoY
- EPS (diluted)
- $11.12
- −24.3% YoY
- ROE
- 17.1%
- −8.3 pp YoY
- Operating cash flow
- $1.9B
- +11.3% YoY
Source: XBRL data from the PulteGroup (PHM) FY2025 10-K on SEC EDGAR. USD.
PulteGroup FY2025 10-K analysis
AI summary of each section, grounded in the filing text
Business Overview
- Core business model: Homebuilding and related real estate development activities
- No new products, services, or segments introduced or emphasized in 2026 filing
- Strategic focus on corporate governance enhancements including updated insider trading policy filed as Exhibit 19
- Notable governance update: Certificate of Elimination of Series A Junior Participating Preferred Shares dated June 2, 2025
- Filing includes Fourth Amended and Restated Credit Agreement dated February 4, 2026, reflecting recent financing arrangements
Risk Factors
- Operational risk from IT failures or data breaches with quarterly CIO and CISO reports to Audit Committee
- Cybersecurity Incident Response Plan activated upon threat detection, with senior management and Board notifications as needed
- Governance risk mitigated by CIO with 30+ years experience and CISO certified by ISACA managing information security team
Generated from the filing text; verify against the original. How to read a 10-K
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