Short answer
Porch Group, Inc. (PRCH) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $115M (up 3.5% year over year) with net income of −$11M.
Q3 2025 key financials · XBRL
- Revenue
- $115M
- +3.5% YoY · +7.5% QoQ
- Net income
- −$11M
- −175.5% YoY · −521.0% QoQ
- Operating margin
- 14.2%
- Gross margin
- 75.6%
- EPS (diluted)
- −$0.10
- −166.7% YoY · −433.3% QoQ
Source: XBRL data from the Porch Group, Inc. (PRCH) Q3 2025 10-Q on SEC EDGAR. USD.
Porch Group, Inc. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Four segments: Insurance Services, Software & Data, Consumer Services, and Reciprocal Segment
- Reciprocal Segment revenue primarily from policy premiums, with Porch earning commissions and policy fees
- Headwinds: catastrophes, housing markets, regulation, reinsurance performance, capital requirements, and Reciprocal financial strength risks
Risk Factors
- New 2030 Notes risk triggered by May 2025 offering: conditional conversion could require cash settlement, reducing liquidity
- Most material update: 2030 Notes conversion may reclassify principal as current, materially reducing net working capital
- Regulatory risk: accounting standards may increase interest expense and exclude or include underlying shares in diluted EPS
- Market risk: conversion-related share issuance or hedging activity could depress Porch’s common-stock price
- Financial risk: fundamental-change repurchase obligations could create significant cash demands during a takeover
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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