10-Q quarterly report · filed Aug 5, 2026

PNC Financial Services (PNC) Q2 2026 10-Q Quarterly Report

Short answer

PNC Financial Services (PNC) filed its Q2 2026 10-Q quarterly report on Aug 5, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $6.9B (up 21.4% year over year) with net income of $2.1B.

Q2 2026 key financials · XBRL

Revenue
$6.9B
+21.4% YoY · +11.5% QoQ
Net income
$2.1B
+38.7% YoY · +26.9% QoQ
EPS (diluted)
$4.81
+24.6% YoY · +16.5% QoQ

Source: XBRL data from the PNC Financial Services (PNC) Q2 2026 10-Q on SEC EDGAR. USD.

PNC Financial Services Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Total revenue $6.9B, up $710M or 12% versus Q1 2026; YoY quarterly revenue unavailable
  • Net interest margin 2.96% vs 2.95% Q1; six-month margin 2.96% vs 2.79% YoY
  • Best fee line capital markets and advisory $577M, up 25% sequentially; weakest residential and commercial mortgage $144M
  • Capital returned $1.3B, including $0.7B dividends and $0.6B repurchases; borrowed funds rose 50% to $85.7B
  • Q3 guidance: loans up 1%–2%, net interest income up 3%–3.5%, fee income down 5%–5.5%; oil prices and inflation remain headwinds

Risk Factors

  • No risk-factors section provided; submitted text covers equity repurchases, exhibits, corporate information, and dividend policy
  • Regulatory capital risk: SCB maintained at regulatory minimum of 2.5% through September 30, 2027
  • Market risk: Share repurchases may change with market and economic conditions
  • Capital-return risk: Approximately 29% of 100 million authorized repurchase shares remained available at June 30, 2026
  • Dividend risk: Future dividends subject to Federal Reserve capital adequacy and CCAR assessments

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

Other PNC Financial Services quarterly reports

Ask about this quarter

Compare quarters, check guidance or see what insiders and funds did around the report.