Progyny, Inc. (PGNY) FY2025 10-K Annual Report

Filed: Feb 27, 2026
Health Care
Services-Misc Health & Allied Services, NECSEC EDGAR

Progyny, Inc. (PGNY) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 27, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Progyny, Inc. FY2025 10-K Analysis

Business Overview

  • Core business model: Fertility benefits solution providing proprietary Smart Cycle treatment bundles with care management and pharmacy benefits add-on
  • New emphasis on expanded women's health and family building services including pregnancy/postpartum and menopause, strategic investments but not material revenue yet
  • Strategic client diversification: expanded to 555 clients across 40+ industries from only 2 at launch, focusing on larger clients with >2,500 covered lives
  • Membership grew to 6.7 million covered lives (3.3% increase YoY), revenue increased 10% to $1.29B with fertility benefits up 14% and pharmacy up 5%
  • Noteworthy cost structure improvement: gross margin expanded 190 basis points to 23.6%, driven by efficiencies in care management services delivery

Management Discussion & Analysis

  • No revenue or profitability data disclosed in this section, focus on risks to network and operations
  • Key segment: Center of Excellence fertility network, risk of losing providers or higher costs impacting margins
  • Specialty pharmacy segment risk: supply disruptions or pricing changes could increase costs and reduce profitability
  • No cash flow, buybacks, dividends, or capex information provided in this text
  • Forward risks: regulatory changes, contract termination threats, competitive pressures, and provider consolidation potentially harming growth and margins

Risk Factors

  • No specific, timely regulatory or legal risk identified
  • Economic impacts from potential changes in healthcare funding affect Progyny's fertility benefits offerings, no quantification provided
  • Operational risk from maintaining employee engagement during fast growth with 856 employees, critical to execution and retention
  • Market disruption risk from competitors advancing fertility and family-building technologies impacting demand for Progyny services
  • No financial or structural risk detail (e.g., leverage or key person) disclosed in this section

Progyny, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$1.3B

+10.4% YoY

Net Income

$59M

+7.7% YoY

Gross Margin

23.6%

+192bp YoY

Operating Margin

6.6%

+84bp YoY

Net Margin

4.5%

-11bp YoY

ROE

11.3%

-153bp YoY

Total Assets

$742M

+22.3% YoY

EPS (Diluted)

$0.65

+14.0% YoY

Operating Cash Flow

$210M

+17.4% YoY

Source: XBRL data from Progyny, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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