10-Q quarterly report · filed May 11, 2026

Pioneer Bancorp, Inc./MD (PBFS) Q1 2026 10-Q Quarterly Report

Short answer

Pioneer Bancorp, Inc./MD (PBFS) filed its Q1 2026 10-Q quarterly report on May 11, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $4M (up 5.2% year over year) with net income of $5M.

Q1 2026 key financials · XBRL

Revenue
$4M
+5.2% YoY
Net income
$5M
−8.2% YoY
EPS (diluted)
$0.22
−4.3% YoY

Source: XBRL data from the Pioneer Bancorp, Inc./MD (PBFS) Q1 2026 10-Q on SEC EDGAR. USD.

Pioneer Bancorp, Inc./MD Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income $20.7M vs $19.1M YoY, up $1.7M
  • Net interest margin 4.21% vs 4.12% YoY
  • Commercial construction loans $201.4M, up 18.6% from December 31, 2025
  • Cash and equivalents $156.9M, up $23.2M or 17.4% from December 31, 2025
  • Outlook: growth in key markets, disciplined lending, expanded products; headwinds from rates, credit losses, competition, and funding access

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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