10-Q quarterly report · filed Aug 6, 2026

Payoneer Global Inc. (PAYO) Q2 2026 10-Q Quarterly Report

Short answer

Payoneer Global Inc. (PAYO) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $220M (up 9.9% year over year) with net income of −$2M.

Q2 2026 key financials · XBRL

Revenue
$220M
+9.9% YoY · +5.9% QoQ
Net income
−$2M
−112.5% YoY · −112.4% QoQ
Operating margin
7.7%
EPS (diluted)
−$0.01
−120.0% YoY · −116.7% QoQ

Source: XBRL data from the Payoneer Global Inc. (PAYO) Q2 2026 10-Q on SEC EDGAR. USD.

Payoneer Global Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $274.3M, up 5% YoY from $260.6M
  • Net loss $2.4M vs net income $19.5M; operating margin 6.2% vs 11.5% YoY
  • B2B SMB revenue strongest contributor, up $10.5M; marketplace SMB revenue up $2.8M
  • Cash $346.3M; operating cash flow $113.0M vs $124.4M YoY
  • $90.4M stock repurchases year-to-date; repurchases suspended during pending Nuvei merger
  • Near-term headwinds: lower interest rates, tariffs, geopolitical conflicts, and merger-related restrictions

Risk Factors

  • Newly added merger-closing risk triggered by June 12, 2026 Merger Agreement, requiring shareholder approval and regulatory clearances
  • Most material update: failed or delayed Merger could require $89,000,000 termination fee and depress common-stock price
  • Regulatory risk: non-U.S. payment-services approvals and ownership-stability waiver remain conditions despite HSR early termination on July 28, 2026
  • Legal risk: August 3, 2026 shareholder demand letter alleges deficient preliminary-proxy disclosures
  • Operational risk: merger restrictions may prevent strategic transactions and significant financing without Nuvei consent

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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