Paccar (PCAR) FY2025 10-K Annual Report
Paccar (PCAR) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 18, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
Paccar FY2025 10-K Analysis
Business Overview
- • Core business: Design, manufacture, and distribution of heavy-duty trucks and related parts
- • No new products, services, or segments introduced or emphasized in this year's filing
Management Discussion & Analysis
- • Revenue $28.44B in 2025, down 16% YoY from $33.66B; Truck down 22% to $19.37B, Parts up 3% to $6.87B, Financial Services up 5% to $2.21B
- • Operating margin Truck 7.5% vs 13.9% in 2024; Parts margin 29.9% vs 30.9%; Financial Services pre-tax return on revenues 2.1% vs 2.0%
Risk Factors
- • Regulatory risk from EPA’s Low NOx Rule and California’s Advanced Clean Truck (ACT) regulation under litigation with uncertain outcome
- • Geopolitical exposure to fuel shortages, natural calamities, and labor strikes in North America and Europe markets
Paccar FY2025 Key Financial MetricsXBRL
Revenue
$28.4B
▼ -15.5% YoY
Net Income
$2.4B
▼ -42.9% YoY
Net Margin
8.4%
▼ -401bp YoY
ROE
12.3%
▼ -1144bp YoY
Total Assets
$44.3B
▲ +2.1% YoY
EPS (Diluted)
$4.51
▼ -42.9% YoY
Operating Cash Flow
$4.4B
▼ -4.9% YoY
Source: XBRL data from Paccar FY2025 10-K filing on SEC EDGAR. All figures in USD.
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