Short answer
OLD SECOND BANCORP INC (OSBC) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $101M (up 34.5% year over year) with net income of $28M.
Q2 2026 key financials · XBRL
- Revenue
- $101M
- +34.5% YoY · +2.9% QoQ
- Net income
- $28M
- +29.1% YoY · +10.1% QoQ
- EPS (diluted)
- $0.54
- +12.5% YoY · +12.5% QoQ
Source: XBRL data from the OLD SECOND BANCORP INC (OSBC) Q2 2026 10-Q on SEC EDGAR. USD.
OLD SECOND BANCORP INC Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $28.2M, up from $21.8M YoY; diluted EPS $0.54 vs $0.48
- Net interest income $83.3M vs $64.2M; noninterest income $13.3M vs $10.9M
- GAAP net interest margin 5.21% vs 4.83% YoY; effective tax rate 25.5% vs 25.3%
- Bancorp Financial portfolio strongest driver; loans increased $1.25B YoY
- Credit losses $7.5M vs $2.5M; nonperforming loans 1.1% vs 0.8% YoY
- Liquidity metrics solid; $30.0M subordinated-debt partial redemption and elevated FHLB borrowings anticipated
Risk Factors
- No material changes to risk factors disclosed in the December 31, 2025 Form 10-K
- Capital-allocation risk: $15.4 million reduction to capital from second-quarter repurchases
- Regulatory risk: Federal Reserve non-objection required for repurchases after June 30, 2027
- Liquidity and capital risk: 2026-2027 repurchase authorization permits up to $61.2 million through June 30, 2027
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other OLD SECOND BANCORP INC quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.