Orchid Island Capital, Inc. (ORC) FY2025 10-K Annual Report

Filed: Feb 20, 2026
Financials
Real Estate Investment TrustsSEC EDGAR

Orchid Island Capital, Inc. (ORC) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 20, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Orchid Island Capital, Inc. FY2025 10-K Analysis

Business Overview

  • Core business model: Specialty finance company investing in Agency RMBS, including traditional pass-through, CMOs, and structured securities like IOs, IIOs, and POs
  • No new products or segments introduced; continued focus on specified pools and TBAs for income and risk management
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Risk Factors

  • Cybersecurity risk from potential breaches in Company or third-party systems impacting operations and confidential information
  • Operational dependency on Manager's IT systems and cybersecurity risk processes managed by key executives Cauley and Haas with 20+ years experience
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Orchid Island Capital, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$414M

+71.4% YoY

Net Income

$159M

+322.3% YoY

Net Margin

38.4%

+2282bp YoY

ROE

11.6%

+596bp YoY

Total Assets

$11.7B

+104.1% YoY

EPS (Diluted)

$1.24

+117.5% YoY

Operating Cash Flow

$120M

+79.8% YoY

Source: XBRL data from Orchid Island Capital, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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