NRG Energy (NRG) FY2025 10-K Annual Report

Filed: Feb 24, 2026
Utilities
Electric ServicesSEC EDGAR

NRG Energy (NRG) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 24, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

NRG Energy FY2025 10-K Analysis

Business Overview

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Management Discussion & Analysis

  • Revenue $30.7B in 2025, up $2.6B (+9.2% YoY) from $28.1B; retail revenue led at $29.5B vs $27.1B
  • Operating income $1.85B vs $2.42B in 2024; operating margin 6.0% vs 8.6% — decline driven by higher purchased energy costs (+$1.8B) and SG&A (+$257M)
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Risk Factors

  • LSP Portfolio acquisition (Jan 2026) added ~$9.6B total consideration plus $3.2B assumed debt, pushing NRG to sub-investment-grade BB/Ba1 ratings
  • Natural gas price spike 51% YoY to $3.43/MMBtu at Henry Hub creates retail margin lag risk on term/month-to-month contracts
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NRG Energy FY2025 Key Financial Metrics
XBRL

Revenue

$30.3B

+9.4% YoY

Net Income

$864M

-23.2% YoY

Operating Margin

6.1%

-266bp YoY

Net Margin

2.8%

-121bp YoY

ROE

51.4%

+600bp YoY

Total Assets

$29.1B

+21.3% YoY

EPS (Diluted)

$4.01

-19.6% YoY

Operating Cash Flow

$1.9B

-17.0% YoY

Source: XBRL data from NRG Energy FY2025 10-K filing on SEC EDGAR. All figures in USD.

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