10-Q quarterly report · filed Nov 12, 2025

NORTHPOINTE BANCSHARES INC (NPB) Q3 2025 10-Q Quarterly Report

Short answer

NORTHPOINTE BANCSHARES INC (NPB) filed its Q3 2025 10-Q quarterly report on Nov 12, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $102M with net income of $22M.

Q3 2025 key financials · XBRL

Revenue
$102M
+9.4% QoQ
Net income
$22M
+9.0% QoQ
EPS (diluted)
$0.57
+9.6% QoQ

Source: XBRL data from the NORTHPOINTE BANCSHARES INC (NPB) Q3 2025 10-Q on SEC EDGAR. USD.

NORTHPOINTE BANCSHARES INC Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income $40.3M, up 42.0% YoY from $28.4M
  • Net interest margin 2.47% vs 2.20% YoY
  • MPP loans 54.0% of gross loans, up from 36.8%; AIO loans increased $89.5M
  • Cash and equivalents $419.2M, up from $376.3M at December 31, 2024
  • Credit-loss provision $828K vs $178K YoY, driven by higher charge-offs tied to two mortgage loans

Risk Factors

  • No material changes to risk factors previously disclosed in the 2024 Form 10-K
  • No newly added risk factor identified for the quarter ended September 30, 2025
  • No new regulatory, legal, or compliance risk disclosed
  • No new operational, competitive, or market risk disclosed
  • No new liquidity, debt, currency, or concentration risk disclosed

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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