10-Q quarterly report · filed Oct 29, 2025

National Bank Holdings Corp (NBHC) Q3 2025 10-Q Quarterly Report

Short answer

National Bank Holdings Corp (NBHC) filed its Q3 2025 10-Q quarterly report on Oct 29, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $11M (down 6.5% year over year) with net income of $35M.

Q3 2025 key financials · XBRL

Revenue
$11M
−6.5% YoY · +1.4% QoQ
Net income
$35M
+6.6% YoY · +3.7% QoQ
EPS (diluted)
$0.92
+7.0% YoY · +4.5% QoQ

Source: XBRL data from the National Bank Holdings Corp (NBHC) Q3 2025 10-Q on SEC EDGAR. USD.

National Bank Holdings Corp Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • No profitability or margin figures available for comparison
  • No information on cash position, operating cash flow, or capital deployment found
  • No management commentary on outlook, guidance, or headwinds included

Risk Factors

  • New merger-related risk due to Vista transaction announced Sept 15, 2025, with substantial costs incurred regardless of completion
  • Most updated risk: integration challenges with Vista may delay or reduce expected cost savings and require unforeseen expenses
  • Regulatory risk: merger subject to regulatory approval and government shutdown could delay completion and impact benefits
  • Operational risk: merger uncertainty may impair key employee retention and disrupt client/depositor relationships until closing
  • Financial risk: government shutdown threatens FHA and SBA loan origination, potentially reducing net income and client loan access

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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