Short answer
MVB FINANCIAL CORP (MVBF) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $44M (down 5.2% year over year) with net income of $17M.
Q3 2025 key financials · XBRL
- Revenue
- $44M
- −5.2% YoY · +4.3% QoQ
- Net income
- $17M
- +723.8% YoY · +755.9% QoQ
- EPS (diluted)
- $1.31
- +773.3% YoY · +773.3% QoQ
Source: XBRL data from the MVB FINANCIAL CORP (MVBF) Q3 2025 10-Q on SEC EDGAR. USD.
MVB FINANCIAL CORP Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly revenue $61.2M, up $28.0M YoY, driven by Victor sale gain
- Net income $17.1M vs $2.1M; margin figures unavailable; tax-equivalent NIM 3.55% vs 3.61%
- Noninterest income $34.6M vs $6.7M; best contributor Victor gain $34.1M
- Loans $2.26B, up $106.1M; provision for credit losses $4.4M vs $1.0M
- Securities sales $72.5M, generating $7.6M loss; expected annualized EPS benefit $0.30–$0.35
Risk Factors
- No material changes from 2024 Form 10-K, except expanded growth-management risk
- Operational scalability risk from growing loans, deposits, fee income, and customer relationships
- Control-system risk from delayed improvements or deficiencies in financial reporting and management controls
- Competitive growth risk from limited desirable business opportunities and financial-institution competition
- Profitability risk from administrative infrastructure strain increasing costs or reducing profitability
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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