Short answer
MID PENN BANCORP INC (MPB) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $87M (up 17.6% year over year) with net income of $18M.
Q3 2025 key financials · XBRL
- Revenue
- $87M
- +17.6% YoY · +8.6% QoQ
- Net income
- $18M
- +48.7% YoY · +284.2% QoQ
- EPS (diluted)
- $0.81
- +9.5% YoY · +350.0% QoQ
Source: XBRL data from the MID PENN BANCORP INC (MPB) Q3 2025 10-Q on SEC EDGAR. USD.
MID PENN BANCORP INC Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $18.3M, up from $12.3M YoY; diluted EPS $0.79 vs $0.74
- Net interest income $53.6M vs $40.2M; margin 3.60% vs 3.13% YoY
- Best performer: loans, average balance $4.8B and interest income $76.3M vs $68.1M
- Noninterest expense $38.0M, up 26.8% from $30.0M, driven by William Penn acquisition costs
- Liquidity $1.7B, equal to 175.8% of uninsured and uncollateralized deposits; future rates may affect net interest income
Risk Factors
- New merger risk triggered by September 24, 2025 1st Colonial agreement: transaction may terminate or remain incomplete
- Regulatory approval risk: Federal Reserve, FDIC, Pennsylvania, and New Jersey approvals could impose costly restrictions
- Integration risk: combining operations may delay anticipated cost savings and disrupt customer relationships
- Federal shutdown risk: SBA origination and servicing interruptions could reduce net income
- Financial risk: merger expenses remain payable by Mid Penn even if the transaction fails
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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