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Moody's Corporation (MCO) Q3 2025 10-Q Quarterly Report

Filed: Oct 23, 2025Period ending Sep 30, 2025
Information Technology
Services-Consumer Credit Reporting, Collection AgenciesSEC EDGAR
Moody's Corporation Overview

Moody's Corporation (MCO) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 23, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

Moody's Corporation Q3 2025 10-Q Analysis

Management Discussion & Analysis

  • • Quarterly revenue $2.01B, up 11% YoY from $1.81B; MA revenue up 9%, MIS revenue up 12%
  • • Operating margin 45.7% vs 40.7% YoY (+500 bps); Adjusted Operating Margin 52.9% vs 47.8% YoY (+510 bps)
  • • Best segment: MIS revenue up $116M (12%) with adjusted operating margin 65.2% vs 59.6% (+560 bps); Worst segment: Transaction revenue in MA Decision Solutions down 11%
  • • Operating cash flow $2.04B, down $121M YoY; Free cash flow $1.80B, down $123M YoY; increased cash used in financing by $1.64B due to debt repayment and share repurchases
  • • Management expects positive operating cash flow in next 12 months; ongoing restructuring costs $85-$115M through 2027; noted risks include economic conditions, geopolitical events, competition, regulation, and cyber threats

Risk Factors

  • • No new risk factors added this quarter; risks unchanged from 2024 10-K
  • • Most material risks carried forward include economic uncertainty and credit market volatility
  • • Regulatory risk ongoing from changes in global credit rating agency regulations and oversight
  • • Operational risk linked to maintaining data security and evolving technology infrastructure
  • • Financial risk focused on liquidity management amid potential market disruptions and debt obligations

Moody's Corporation Q3 2025 Quarterly Financials
XBRL

Revenue

$2.0B

▲ +10.7% YoY▲ +5.7% QoQ

Net Income

$646M

▲ +21.0% YoY▲ +11.8% QoQ

Net Margin

32.2%

▲ +273bp YoY▲ +173bp QoQ

Source: XBRL data from Moody's Corporation Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

Other Moody's Corporation Quarterly Reports

Q1 2025 10-Q

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