Short answer
Moody's Corporation (MCO) filed its fiscal 2025 10-K annual report with the SEC on Feb 18, 2026. It reported revenue of $7.7B (+8.9% year over year) and net income of $2.5B.
- Top risk flagged: No geopolitical or macroeconomic threat with concrete exposure detail mentioned
FY2025 key financial metrics · XBRL
- Revenue
- $7.7B
- +8.9% YoY
- Net income
- $2.5B
- +19.5% YoY
- Operating margin
- 43.4%
- +2.9 pp YoY
- EPS (diluted)
- $13.67
- +21.4% YoY
- ROE
- 60.7%
- +2.9 pp YoY
- Operating cash flow
- $2.9B
- +2.2% YoY
Source: XBRL data from the Moody's Corporation (MCO) FY2025 10-K on SEC EDGAR. USD.
Moody's Corporation FY2025 10-K analysis
AI summary of each section, grounded in the filing text
Business Overview
- Moody's core business: credit rating, research, and risk analysis services
- Continued emphasis on enhancing Analytics solutions integrating AI and machine learning capabilities
- Strategic focus shift towards expanding data services and SaaS offerings versus traditional rating services
- Employee count approx. 5,900 with increased investment in technology and analytics R&D this year
- Integration of Proxy Statement information by reference for comprehensive executive and governance disclosures
Management Discussion & Analysis
- Revenue $7.72B, up 9% YoY from $7.09B; MA and MIS segments both grew 9%
- Operating margin 43.4% vs 40.6%, adjusted operating margin 51.1% vs 48.1% (up 280-300 bps)
- Best segment: Moody’s Investors Service operating margin 63.6% vs 60.1%, revenue $4.12B (+9%); Worst segment: higher restructuring charges $108M vs $59M (83% increase)
- Net cash flows supported acquisitions, capex increase mainly for MA cloud software; interest expense down by $24M; gain on divestiture $23M; restructuring charges $108M
- Management flags FX risk with 39% revenue non-USD and $88M potential unfavorable impact from currency moves; outlook supported by sustained credit and subscription demand
Risk Factors
- No geopolitical or macroeconomic threat with concrete exposure detail mentioned
- No operational or supply chain vulnerability specific to Moody's disclosed
- No competitive or market disruption risk involving named competitor or technology cited
- No financial or structural risk such as leverage, concentration, or key-person dependency described
Generated from the filing text; verify against the original. How to read a 10-K
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