10-Q quarterly report · filed Nov 7, 2025

MainStreet Bancshares, Inc. (MNSB) Q3 2025 10-Q Quarterly Report

Short answer

MainStreet Bancshares, Inc. (MNSB) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $557,000 (up 0.0% year over year) with net income of $5M.

Q3 2025 key financials · XBRL

Revenue
$557,000
+0.0% YoY · +3.5% QoQ
Net income
$5M
+1611.0% YoY · −1.6% QoQ
Gross margin
3271.8%
EPS (diluted)
$0.51
+1375.0% YoY · −3.8% QoQ

Source: XBRL data from the MainStreet Bancshares, Inc. (MNSB) Q3 2025 10-Q on SEC EDGAR. USD.

MainStreet Bancshares, Inc. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $4.5M, up $4.3M from $0.3M YoY
  • Net interest income $17.2M, up 11.4% from $15.4M YoY
  • Net interest margin 3.42% vs 3.05% YoY
  • Provision for credit losses $144,000 vs $2.9M YoY
  • Headwinds: federal layoffs, contract terminations, tariffs, deposit competition, and interest-rate volatility

Risk Factors

  • No material changes to risk factors from December 31, 2024 Form 10-K
  • Forward-looking-statement disclosures identified as the quarterly source for company-specific risks
  • No newly added regulatory, legal, compliance, operational, competitive, market, or financial risk factors disclosed

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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