Short answer
MEDALLION FINANCIAL CORP (MFIN) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $81M (up 5.7% year over year) with net income of $8M.
Q3 2025 key financials · XBRL
- Revenue
- $81M
- +5.7% YoY · +4.3% QoQ
- Net income
- $8M
- −9.8% YoY · −29.9% QoQ
- EPS (diluted)
- $0.32
- −11.1% YoY · −30.4% QoQ
Source: XBRL data from the MEDALLION FINANCIAL CORP (MFIN) Q3 2025 10-Q on SEC EDGAR. USD.
MEDALLION FINANCIAL CORP Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Total loans $2.56B, up from $2.49B YoY, led by recreation loans $1.60B versus $1.55B
- Net interest income $55.7M vs $52.7M YoY; net interest margin 8.56% vs 8.42%
- Recreation strongest segment: $141.7M quarterly originations vs $139.1M; home improvement weakest at $59.7M vs $96.5M
- Allowance $111.1M, or 4.47% of loans, versus $97.4M and 4.12% at December 31, 2024
- Funding-cost headwind: average interest cost 4.28% vs 4.05%; margins pressured by faster deposit-cost increases
Risk Factors
- No Risk Factors section provided; changes versus the most recent 10-K cannot be assessed
- Share-repurchase authorization risk: $14,406,534 remained available as of September 30, 2025
- Capital-return execution risk: no common shares repurchased during the quarter ended September 30, 2025
- Governance and compliance disclosure: no directors or officers adopted, modified, or terminated trading arrangements during the quarter
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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