10-Q quarterly report · filed Nov 13, 2025

LANDMARK BANCORP INC (LARK) Q3 2025 10-Q Quarterly Report

Short answer

LANDMARK BANCORP INC (LARK) filed its Q3 2025 10-Q quarterly report on Nov 13, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $21M (up 9.0% year over year) with net income of $5M.

Q3 2025 key financials · XBRL

Revenue
$21M
+9.0% YoY · +3.2% QoQ
Net income
$5M
+25.4% YoY · +11.9% QoQ
EPS (diluted)
$0.85
+19.7% YoY · +13.3% QoQ

Source: XBRL data from the LANDMARK BANCORP INC (LARK) Q3 2025 10-Q on SEC EDGAR. USD.

LANDMARK BANCORP INC Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net earnings $4.93M, up 25.4% YoY from $3.93M
  • Net interest margin 3.83% vs 3.30% YoY
  • Loan interest income $17.8M, up 11.6%; average loans $1.1B vs $985.7M
  • Net loan charge-offs $2.3M vs $9,000 YoY, driven by one commercial credit
  • Strong capital and liquidity; 97th consecutive quarterly dividend declared amid elevated inflation and high interest rates

Risk Factors

  • Risk-factor section not provided; supplied text covers Items 2–6 and signatures
  • Repurchase-program risk: 157,456 shares remain authorized, with no assurance of favorable prices or enhanced stockholder value
  • Financing documentation change: November 1, 2025 Change in Terms Agreement with First National Bank of Omaha

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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