Short answer
KeyCorp (KEY) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $434M (up 3.6% year over year) with net income of $489M.
Q3 2025 key financials · XBRL
- Revenue
- $434M
- +3.6% YoY · +1.6% QoQ
- Net income
- $489M
- +219.3% YoY · +15.1% QoQ
- EPS (diluted)
- $0.40
- +183.3% YoY · +11.1% QoQ
Source: XBRL data from the KeyCorp (KEY) Q3 2025 10-Q on SEC EDGAR. USD.
KeyCorp Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $1.19B Q3 2025, up $229M (24%) YoY; net interest margin 2.75% Q3 2025 vs 2.17% Q3 2024 (+58bps)
- Net income from continuing operations $454M Q3 2025 vs net loss $447M Q3 2024; Consumer Bank income $152M (+103%), Commercial Bank $367M (+23%)
- Commercial Bank best performing segment: net interest income +27.6%, net income $367M vs $299M YoY; Consumer Bank loans down 7.7%, deposits +1.5%
- Cash and due from banks $1.94B up vs $1.74B Dec 2024; operating cash flow +$1.49B for nine months 2025; capital: CET1 ratio 11.83%, up 100bps YoY
- Outlook: FY2025 net interest income up 22% (prior 20-22%), net interest margin 2.75%-2.8% in Q4, adjusted noninterest income +5-6%, expense +~4%, NCOs 40-45bps guidance retained
Risk Factors
- No material changes to risk factors from 2024 Form 10-K
- Continued exposure to regulatory and compliance risks detailed in 2024 10-K pp. 24-42
- Operational risks linked to market volatility and economic conditions carried forward from 2024 10-K
- Financial risks including liquidity, debt maturity, and credit risk unchanged since 2024 10-K
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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