Short answer
Jack Henry & Associates (JKHY) filed its Q4 2025 10-Q quarterly report on Feb 6, 2026 for the quarter ended Dec 31, 2025. Quarterly revenue was $619M (up 7.9% year over year) with net income of $125M.
Q4 2025 key financials · XBRL
- Revenue
- $619M
- +7.9% YoY · −3.9% QoQ
- Net income
- $125M
- +27.4% YoY · −13.4% QoQ
- Operating margin
- 25.7%
- EPS (diluted)
- $1.73
- +29.1% YoY · −12.2% QoQ
Source: XBRL data from the Jack Henry & Associates (JKHY) Q4 2025 10-Q on SEC EDGAR. USD.
Jack Henry & Associates Q4 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $619.3M for Q2 fiscal 2026, up 7.9% YoY (+$45.5M); services and support +7.1%, processing +9.1% vs Q2 fiscal 2025
- Operating income margin 24.3% YoY increase (operating income +29.4%, +$36.1M) for Q2; operating expenses +2.1% overall with 12.9% SG&A decline
- Best segment: Complementary revenue +9.6% YoY ($181.7M Q2); worst segment: Corporate and Other revenue declined 9.8% YoY ($19.6M Q2)
- Cash and equivalents decreased to $28.2M from $102.0M (June 30, 2025); operating cash flow up 32% YoY to $273.3M for six months ended Dec 31, 2025
- Management confirms strong sales pipeline, continued technology spending by financial institutions, expects durable growth and margin expansion
Risk Factors
- Section 'risk_factors' was empty or not found.
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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