10-Q quarterly report · filed Nov 10, 2025

International Money Express, Inc. (IMXI) Q3 2025 10-Q Quarterly Report

Short answer

International Money Express, Inc. (IMXI) filed its Q3 2025 10-Q quarterly report on Nov 10, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $155M (down 9.9% year over year) with net income of $5M.

Q3 2025 key financials · XBRL

Revenue
$155M
−9.9% YoY · −3.9% QoQ
Net income
$5M
−71.3% YoY · −54.9% QoQ
Operating margin
6.8%
EPS (diluted)
$0.17
−67.3% YoY · −54.1% QoQ

Source: XBRL data from the International Money Express, Inc. (IMXI) Q3 2025 10-Q on SEC EDGAR. USD.

International Money Express, Inc. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Nine-month principal sent $18.0B, down 1.7% YoY; remittances processed 40.6M, down 7.7% YoY
  • Digital channels and European subsidiaries offset contraction in the Mexico corridor
  • Restructuring expenses $0.3M; expected annual compensation and facilities savings approximately $2.0M, primarily during 2026
  • Outlook: merger with Western Union anticipated mid-2026; closing remains subject to approvals and conditions
  • Headwinds: remittance-market contraction, political volatility, immigration enforcement, currency appreciation, and potential 2026 remittance taxes

Risk Factors

  • No material changes to principal risks from the 2024 Form 10-K
  • Merger-agreement risk: Western Union transaction announced August 10, 2025
  • Repurchase-program constraint: buybacks suspended during merger-agreement pendency
  • Carried-forward regulatory risk: previously disclosed risks remain applicable without quarterly updates

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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