Short answer
INTERNATIONAL BANCSHARES CORP (IBOC) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $227M (up 1.9% year over year) with net income of $108M.
Q3 2025 key financials · XBRL
- Revenue
- $227M
- +1.9% YoY · +2.6% QoQ
- Net income
- $108M
- +8.6% YoY · +8.2% QoQ
- EPS (diluted)
- $1.75
- +9.4% YoY · +9.4% QoQ
Source: XBRL data from the INTERNATIONAL BANCSHARES CORP (IBOC) Q3 2025 10-Q on SEC EDGAR. USD.
INTERNATIONAL BANCSHARES CORP Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New risk: Potential effects of a prolonged U.S. federal government shutdown on economic activity and regulatory processes impacting customers and operations
- Material update: Increased non-interest expense by 5.2% YoY due to inflation and higher compensation costs to attract and retain staff
- Regulatory risk: CFPB enforcement on unfair, deceptive, or abusive practices concerning fee limitations and overdraft services
- Market risk: Increased competition and pricing pressure on deposits amid higher interest rates impacting net interest margin and asset-liability management
- Financial risk: ACL decreased 0.7% to $155.5M, provision for credit losses down 68.5% YoY, ACL is 1.65% of total loans at Sept 30, 2025
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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