Short answer
INDEPENDENT BANK CORP /MI/ (IBCP) filed its Q2 2026 10-Q quarterly report on Aug 5, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $8M (up 4.1% year over year) with net income of $19M.
Q2 2026 key financials · XBRL
- Revenue
- $8M
- +4.1% YoY · +8.1% QoQ
- Net income
- $19M
- +11.4% YoY · +11.4% QoQ
- EPS (diluted)
- $0.91
- +13.7% YoY · +12.3% QoQ
Source: XBRL data from the INDEPENDENT BANK CORP /MI/ (IBCP) Q2 2026 10-Q on SEC EDGAR. USD.
INDEPENDENT BANK CORP /MI/ Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New integration risk triggered by July 1 HCB acquisition; systems integration scheduled for November 9, 2026
- Credit risk from acquired HCB loans totaling approximately $371.9 million under differing underwriting standards
- Regulatory risk from assets reaching approximately $6.3 billion, increasing compliance and supervisory expectations
- Financial risk from approximately $74.9 million merger consideration creating goodwill and intangible-asset impairment exposure
- Legal and reputational risk from undiscovered HCB liabilities, compliance deficiencies, or regulatory exposures
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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