Short answer
Hanover Bancorp, Inc. /MD (HNVR) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $33M (down 3.3% year over year) with net income of $3M.
Q3 2025 key financials · XBRL
- Revenue
- $33M
- −3.3% YoY · +2.9% QoQ
- Net income
- $3M
- −1.4% YoY · +42.9% QoQ
- EPS (diluted)
- $0.47
- −2.1% YoY · +42.4% QoQ
Source: XBRL data from the Hanover Bancorp, Inc. /MD (HNVR) Q3 2025 10-Q on SEC EDGAR. USD.
Hanover Bancorp, Inc. /MD Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly net income $3.5M, flat versus $3.5M in Q3 2024
- Net interest margin 2.74% vs 2.37%; net interest income $15.2M vs $13.1M
- Non-interest income $2.8M vs $4.0M, driven by loan-sale gains $1.5M vs $2.8M
- Provision for credit losses $1.4M vs $0.2M; non-accrual loans $17.2M vs $15.4M
- Normalized effective tax rate expected at 25.0% for the remainder of 2025
Risk Factors
- No material changes to Risk Factors since the December 31, 2024 Form 10-K
- Quarterly filing provides no newly added risk factors or disclosed triggers
- Quarterly filing provides no updated regulatory, legal, or compliance risks
- Quarterly filing provides no changed operational, competitive, or market risks
- Quarterly filing provides no changed liquidity, debt, currency, or concentration risks
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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