HGV Hilton Grand Vacations Inc.
FY2025 10-K
Hilton Grand Vacations Inc. (HGV) filed its fiscal year 2025 10-K annual report with the SEC on Feb 26, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business: Vacation ownership sales and financing under Hilton Grand Vacations brand
- • New securitization deals in 2025 totaling $1.165 billion, including $65M in Japan, expanding liquidity sources
Management Discussion & Analysis
- • Revenue from contract sales included 17% fee-for-service and 9% just-in-time inventory; total estimated contract sales supply $14.7B
- • Financing propensity steady at 67% in 2025 and 2024; weighted-average FICO scores 734 (2025) vs 741 (2024)
Risk Factors
- • Cybersecurity risk managed by experienced CISO, reporting quarterly to Audit Committee on threats and incidents
- • Dependence on third-party service providers with mandatory security assessments to mitigate external cybersecurity risks
Financial SummaryXBRL
Revenue
$4.5B
Net Income
$81M
Net Margin
1.8%
ROE
6.3%
Total Assets
$11.5B
EPS (Diluted)
$0.89
Operating Cash Flow
$300M
Source: XBRL data from Hilton Grand Vacations Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.
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