10-Q quarterly report · filed Nov 3, 2025

HOME BANCORP, INC. (HBCP) Q3 2025 10-Q Quarterly Report

Short answer

HOME BANCORP, INC. (HBCP) filed its Q3 2025 10-Q quarterly report on Nov 3, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $49M (up 3.9% year over year) with net income of $12M.

Q3 2025 key financials · XBRL

Revenue
$49M
+3.9% YoY · +1.2% QoQ
Net income
$12M
+30.9% YoY · +9.1% QoQ
EPS (diluted)
$1.59
+34.7% YoY · +9.7% QoQ

Source: XBRL data from the HOME BANCORP, INC. (HBCP) Q3 2025 10-Q on SEC EDGAR. USD.

HOME BANCORP, INC. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Quarterly net income $12.4M vs $9.4M YoY; diluted EPS $1.59 vs $1.18
  • Net interest income $34.1M vs $30.4M; net interest margin figures not provided
  • Commercial real estate largest loan category $1.18B; construction and land declined to $325.7M from $352.3M
  • Cash and equivalents $189.3M vs $98.5M at December 31, 2024; operating cash flow $42.8M
  • Nine-month share repurchases $14.3M and dividends $6.6M; no near-term guidance or outlook provided

Risk Factors

  • No material changes from December 31, 2024 Form 10-K risk factors
  • 5.75% fixed-to-floating-rate subordinated notes due 2032
  • New repurchase plan permits 400,000 additional shares, approximately 5% of outstanding common stock
  • September 30, 2025 remaining repurchase authorization: 390,972 shares

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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