GROUP 1 AUTOMOTIVE INC (GPI) FY2025 10-K Annual Report

Filed: Feb 13, 2026
Consumer Discretionary
Retail-Auto Dealers & Gasoline StationsSEC EDGAR

GROUP 1 AUTOMOTIVE INC (GPI) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 13, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

GROUP 1 AUTOMOTIVE INC FY2025 10-K Analysis

Business Overview

  • Core business model: Automotive retail dealership operations in the U.S. and U.K.
  • New emphasis: Increased operational costs and liabilities linked to selling and servicing electric vehicles (EVs)
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Management Discussion & Analysis

  • Share repurchases $554.8M for 1,343,229 shares at $413.05 average price, repurchase authorization increased to $500M
  • Dividends paid $25.3M to common shareholders, $2.00 per share total for the fiscal year
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Risk Factors

  • Cybersecurity risk oversight delegated to Finance/Risk Management and Audit Committees with quarterly and annual reviews involving Board
  • CIO with 26+ years experience responsible for managing cybersecurity risks and compliance, reporting to CFO
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GROUP 1 AUTOMOTIVE INC FY2025 Key Financial Metrics
XBRL

Revenue

$22.6B

+13.2% YoY

Net Income

$325M

-34.7% YoY

Gross Margin

16.0%

-21bp YoY

Operating Margin

3.3%

-131bp YoY

Net Margin

1.4%

-106bp YoY

ROE

11.7%

-509bp YoY

Total Assets

$10.3B

+5.3% YoY

EPS (Diluted)

$25.24

-31.4% YoY

Operating Cash Flow

$695M

+18.5% YoY

Source: XBRL data from GROUP 1 AUTOMOTIVE INC FY2025 10-K filing on SEC EDGAR. All figures in USD.

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