General Motors (GM) Q3 2025 10-Q Quarterly Report

Filed: Oct 21, 2025Period ending Sep 30, 2025
Industrials
Motor Vehicles & Passenger Car BodiesSEC EDGAR

General Motors (GM) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 21, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

General Motors Q3 2025 10-Q Analysis

Management Discussion & Analysis

  • Automotive revenue not explicitly stated; net income $1.3B Q3 2025 vs $3.1B Q3 2024, down $1.8B YoY
  • EBIT-adjusted margin approx. 3.4B/unknown revenue in Q3 2025 vs 4.1B Q3 2024; ROE down to 4.7% from 15.9% YoY
  • Best segment: GM Financial liquidity increased to $36.2B from $29.3B, operating cash flow $6.1B vs $5.1B YoY
  • Worst: Automotive net income decline, operating cash flow down $6.0B YoY to $13.1B in nine months ended Sept 2025
  • Liquidity stable: Automotive cash $15B, credit facilities $13.9B, total liquidity $35.7B vs $35.5B Dec 2024; $2B senior notes issued May 2025; near-term expects covenant compliance & liquidity adequacy

Risk Factors

  • New share repurchase capacity increased by $6.0B to total $6.3B plus $2.0B ASR program approved in Feb 2025, triggering new buybacks
  • Dividend increased by $0.03 to $0.15 per share starting April 2025, reflecting a materially updated capital return risk
  • $1.8B loan to Ultium Cells LLC at 5.7% interest maturing April 2030, related to prepayment of DOE program loans, regulatory compliance exposure
  • Cruise net cash used $0.8B in 9 months 2025 vs $1.8B in 2024, operational cash burn risk impacting near-term financial performance
  • Automotive liquidity management unchanged from Dec 31, 2024, concentrations in cash and credit facilities maintained amid market fluctuations

General Motors Q3 2025 Quarterly Financials
XBRL

Revenue

$44.3B

-1.1% YoY +3.2% QoQ

Net Income

$1.3B

-56.6% YoY -30.0% QoQ

Net Margin

3.0%

-383bp YoY -142bp QoQ

Source: XBRL data from General Motors Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

Other General Motors Quarterly Reports

Get deeper insights on General Motors

Access full AI analysis, insider trading data, fund holdings, and cross-signal detection on SignalX.