GLACIER BANCORP, INC. (GBCI) FY2025 10-K Annual Report
GLACIER BANCORP, INC. (GBCI) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 25, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
GLACIER BANCORP, INC. FY2025 10-K Analysis
Business Overview
- • Core business model: Regional banking services including deposit taking, lending, and wealth management
- • No new products, services, or segments introduced or emphasized in 2026 filing
Management Discussion & Analysis
- • No revenue or profitability data disclosed; focus on managing interest rate risk impact on net interest income
- • NII sensitivity within policy limits for Dec 31, 2025; one-year +100 bp shock increases NII by 3.21%
Risk Factors
- • Regulatory risk from Federal Reserve dividend guidance limiting dividends to earnings per share over past four quarters
- • Macroeconomic exposure to real estate markets across 9 states including recent Texas expansion impacting collateral values
GLACIER BANCORP, INC. FY2025 Key Financial MetricsXBRL
Revenue
$101M
▲ +7.5% YoY
Net Income
$239M
▲ +25.7% YoY
Net Margin
236.5%
▲ +3424bp YoY
ROE
5.7%
▼ -23bp YoY
Total Assets
$32.0B
▲ +14.6% YoY
EPS (Diluted)
$1.99
▲ +18.5% YoY
Operating Cash Flow
$374M
▲ +45.1% YoY
Source: XBRL data from GLACIER BANCORP, INC. FY2025 10-K filing on SEC EDGAR. All figures in USD.
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