GBCI GLACIER BANCORP, INC.

FY2025 10-K
Filed: Feb 25, 2026
Financials
State Commercial BanksSEC EDGAR

GLACIER BANCORP, INC. (GBCI) filed its fiscal year 2025 10-K annual report with the SEC on Feb 25, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: Regional banking services including deposit taking, lending, and wealth management
  • No new products, services, or segments introduced or emphasized in 2026 filing
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Management Discussion & Analysis

  • No revenue or profitability data disclosed; focus on managing interest rate risk impact on net interest income
  • NII sensitivity within policy limits for Dec 31, 2025; one-year +100 bp shock increases NII by 3.21%
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Risk Factors

  • Regulatory risk from Federal Reserve dividend guidance limiting dividends to earnings per share over past four quarters
  • Macroeconomic exposure to real estate markets across 9 states including recent Texas expansion impacting collateral values
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Financial Summary
XBRL

Revenue

$101M

Net Income

$239M

Net Margin

236.5%

ROE

5.7%

Total Assets

$32.0B

EPS (Diluted)

$1.99

Operating Cash Flow

$374M

Source: XBRL data from GLACIER BANCORP, INC. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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