Short answer
GATX CORP (GATX) filed its fiscal 2025 10-K annual report with the SEC on Feb 19, 2026. It reported revenue of $1.7B (+9.8% year over year) and net income of $333M.
- Top risk flagged: Cybersecurity risk management overseen by Audit Committee with ongoing updates on incidents per Company’s response plan
FY2025 key financial metrics · XBRL
- Revenue
- $1.7B
- +9.8% YoY
- Net income
- $333M
- +17.3% YoY
- EPS (diluted)
- $9.12
- +17.2% YoY
- ROE
- 12.1%
- +0.5 pp YoY
- Operating cash flow
- $648M
- +7.6% YoY
Source: XBRL data from the GATX CORP (GATX) FY2025 10-K on SEC EDGAR. USD.
GATX CORP FY2025 10-K analysis
AI summary of each section, grounded in the filing text
Business Overview
- Core business model: Railcar leasing and related services with focus on locomotive and freight car assets
- New credit facility: Five Year Credit Agreement signed May 21, 2024 with multiple major banks, supporting liquidity and financing flexibility
- Strategic emphasis: Incorporation of GABX Leasing LLC credit agreement and related structural amendments, indicating refinancing and capital structure optimization
- Notable quantitative metric: Inclusion of multiple indemnification, incentive, and stock award plans expanding executive and director compensation frameworks
- Filing-specific fact: Reliance on extensive incorporation by reference to Proxy Statement due March 13, 2026, for executive compensation and governance disclosures
Management Discussion & Analysis
- Acquisition of 101,000 railcars from Wells Fargo for $4.2B, closed Jan 1, 2026, under joint venture GABX with 30% GATX ownership
- Direct purchase of 200 locomotives from Wells Fargo for $30.4M by GATX
- GATX contributed $385.3M equity to GABX, Brookfield $899.0M, plus $2.96B GABX term loan funding acquisition
- GABX consolidated within Rail North America segment starting 2026; debt financing guaranteed by GATX
Risk Factors
- Cybersecurity risk management overseen by Audit Committee with ongoing updates on incidents per Company’s response plan
- Key-person dependency on CIO with 26 years IT experience, 19 years in cybersecurity management
- Global Head of IT Security leads cybersecurity group with 16 years IT experience, 11 years in leadership, multiple certifications
Generated from the filing text; verify against the original. How to read a 10-K
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