GATX GATX CORP

FY2025 10-K
Filed: Feb 19, 2026
Industrials
Transportation ServicesSEC EDGAR

GATX CORP (GATX) filed its fiscal year 2025 10-K annual report with the SEC on Feb 19, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: Railcar leasing and related services with focus on locomotive and freight car assets
  • New credit facility: Five Year Credit Agreement signed May 21, 2024 with multiple major banks, supporting liquidity and financing flexibility
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Management Discussion & Analysis

  • Acquisition of 101,000 railcars from Wells Fargo for $4.2B, closed Jan 1, 2026, under joint venture GABX with 30% GATX ownership
  • Direct purchase of 200 locomotives from Wells Fargo for $30.4M by GATX
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Risk Factors

  • Cybersecurity risk management overseen by Audit Committee with ongoing updates on incidents per Company’s response plan
  • Key-person dependency on CIO with 26 years IT experience, 19 years in cybersecurity management
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Financial Summary
XBRL

Revenue

$1.7B

Net Income

$333M

Net Margin

19.2%

ROE

12.1%

Total Assets

$18.0B

EPS (Diluted)

$9.12

Operating Cash Flow

$648M

Source: XBRL data from GATX CORP FY2025 10-K filing on SEC EDGAR. All figures in USD.

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