10-Q quarterly report · filed Aug 6, 2026

FVCBankcorp, Inc. (FVCB) Q2 2026 10-Q Quarterly Report

Short answer

FVCBankcorp, Inc. (FVCB) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $550,000 (down 99.0% year over year) with net income of $8M.

Q2 2026 key financials · XBRL

Revenue
$550,000
−99.0% YoY · +20.1% QoQ
Net income
$8M
+45.1% YoY · +28.8% QoQ
EPS (diluted)
$0.46
+48.4% YoY · +31.4% QoQ

Source: XBRL data from the FVCBankcorp, Inc. (FVCB) Q2 2026 10-Q on SEC EDGAR. USD.

FVCBankcorp, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income $19.1M, up 22% YoY from $15.8M
  • Net interest margin 3.53% vs 2.90% YoY; excluding $1.0M prepayment fees, 3.35%
  • Commercial real estate strongest loan category, interest income $14.5M vs $12.6M
  • Commercial construction weakest loan category, interest income $2.3M vs $3.2M
  • Net income $8.2M vs $5.7M; ROAA 1.48% vs 1.02% YoY
  • Deposit repricing lowered funding costs; risks included inflation, interest rates, real estate weakness, and government shutdowns

Risk Factors

  • No material changes in risk factors from December 31, 2025 Form 10-K
  • Carried-forward risk details unavailable in provided filing excerpt

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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