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Flywire Corp (FLYW) FY2025 10-K Annual Report

Filed: Feb 24, 2026
Information Technology
Services-Business Services, NECSEC EDGAR
Flywire Corp Overview

Flywire Corp (FLYW) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 24, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Flywire Corp FY2025 10-K Analysis

Management Discussion & Analysis

  • • Revenue $623.0M in 2025, up 26.6% YoY from $492.1M in 2024; total payment volume $37.6B in 2025, up 26.4% YoY from $29.7B
  • • Net income $13.5M in 2025 vs $2.9M in 2024; net income margin approx. 2.17% in 2025 vs 0.59% in 2024 (based on revenue)
  • • Best segment: Transaction payment volume $30.7B in 2025, up 32.3% YoY from $23.2B; Worst impact from education client international student visa policy changes causing revenue pressure
  • • Restructuring charges $8.7M in 2025 for operational efficiencies; acquisitions: Sertifi $330M in 2025, Invoiced $51.7M in 2024; no dividend or buyback disclosed; paid $5.1M post-closing adjustment for Sertifi
  • • Management notes risks from international student visa policies (Canada, Australia, UK, US), impacting education vertical revenue and expects continued visa-related headwinds in 2026

Flywire Corp FY2025 Key Financial Metrics
XBRL

Revenue

$623M

▲ +26.6% YoY

Net Income

$13M

▲ +365.4% YoY

Operating Margin

1.8%

▲ +329bp YoY

Net Margin

2.2%

▲ +158bp YoY

ROE

1.6%

▲ +126bp YoY

Total Assets

$1.3B

▲ +11.7% YoY

EPS (Diluted)

$0.11

▲ +450.0% YoY

Operating Cash Flow

$100M

▲ +9.5% YoY

Source: XBRL data from Flywire Corp FY2025 10-K filing on SEC EDGAR. All figures in USD.

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